Provide an approximate 2500-word document analyzing important concepts in the readings. Assume that you are writing for an uninformed reader that knows nothing about the topic and has not read what you read. Provide an introduction that gives the background of the resource that you are reviewing, so the reader will understand what they’re reading and why. Include the following topics for inclusion in this week’s discussion: – Discuss Hazard Clustering including how do hazards ‘cluster’ and what are the impacts? – Discuss how Hazard Clustering disasters impact the economy and growth? – Discuss individual preparedness including are individuals adequately self-sufficient and concerned for their own welfare and safety? – Discuss how governments can help individuals and society overall? – What is the role of insurance? Is insurance sustainable in an environment of increasing risk? – How are cities inherently hazardous? Rubric: DO NOT list out the topics or questions and answer them. Provide APA formatted headings. Ensure that you meet or exceed the 2500-word target, and that your paper meets APA presentation requirements. must have atleast 4 references.