The work is to be 4 pages with three to five sources, with in-text citations and a reference page. They establish goals for themselves and started working toward achieving those goals. In the way, if they encounter a risky situation, they tend to take the risk rather than retreating from it because they do not want to compromise upon their plans. However, they undertake risks with a planned strategy so that they are able to mitigate the risks in case they encounter them. Such people are highly motivated. Motivation is one of the key drivers of the tendency to undertake risks. Motivated people cannot feel comfortable if they retreat from entering a risky situation, if that is what it takes to achieve their goal. A very important characteristic feature of the pro-risk people is that they are optimistic. A pessimistic person places too much emphasis over the possibilities of negative outcomes of a risk and thus feels discouraged to undertake it. People generally are not very optimistic about risks. Daniel Kaheman who has won Nobel Prize explained how the fear of loss is bigger for most people compared to the happiness of gain in these words, For most people, the fear of losing $100 is more intense than the hope of gaining $150. [Amos Tversky and I] concluded from many such observations that losses loom larger than gains and that people are loss averse (Kaheman cited in Halvorson).